PRDFeature Bet 2

Developer Consistency Suite (DCS)

Events v2 + Replay + Scenario Test Harness

A set of platform primitives that makes Finix integrations predictable, testable, and debuggable across sandbox + production with standardized events, replay capabilities, and deterministic test scenarios.

Target Segments

  • Primary: vSaaS platform engineering teamsTeams integrating embedded payments for SMB
  • Secondary: Payments ops teamsSupporting platform integrations at scale

Why Now

  • Developer experience is explicitly framed as "ops experience" with opportunity for timelines, reason codes, and replay tools
  • Stripe remains default due to productized integration patterns—Finix must compete on consistency + control + debuggability
  • Checkout has test-mode dispute testing; Braintree emphasizes sandbox parity—Finix can leapfrog with broader scenario harness

Objectives

1

Improve Developer Velocity

20-40 engineering hours saved per platform integration in first 60 days

2

Reduce Integration Ops Burden

15-30% fewer "webhook/debug/sandbox mismatch" support tickets

3

Increase Webhook Reliability

>=95% of pilot platforms achieve >=99% webhook delivery success within 7 days

4

Improve Testability

Pilot platforms can run end-to-end onboarding + payout scenarios in sandbox without Finix intervention

User Personas

Primary

Platform Engineer

Predictable eventing + safe retries

Primary

Platform PM

Faster time-to-live for integration and fewer "stuck" launches

Secondary

Payments Ops

Tools to debug and replay events without engineering escalation

Secondary

Risk/Compliance

Audit logs and evidence trails for event-driven actions

Functional Requirements

Core capabilities required to deliver on the stated objectives.

1P0
DCS-001

Events v2 Standardized Envelope

Pilot event types use same schema with stable fields for onboarding + transfers

2P0
DCS-002

GET /events/{id}

Returns exact payload + metadata + delivery attempts

3P0
DCS-003

GET /events (list)

Supports ?resource_id=&type=&created_after= with pagination and deterministic ordering

4P0
DCS-004

POST /events/{id}/replay

Re-delivers event to registered endpoint; logs results

5P0
DCS-005

Webhook Diagnostics

Delivery attempts + last error summary available via API and minimal dashboard UI

6P1
DCS-006

Sandbox Scenario Harness (2-3 scenarios)

Generate onboarding + payout + dispute-opened scenarios

7P1
DCS-007

CLI Tooling

Trigger scenarios, verify signatures; installable tool with docs + examples

8P2
DCS-008

Full Domain Coverage

Expand Events v2 + scenario library to disputes, payouts, verifications, adjustments

Success Metrics

MetricBaselineTargetChange
Integration Time-to-First-WebhookTBDMedian < 10 minutes
Webhook Delivery SuccessTBD>=99% within 7 days
Support Ticket DeflectionTBD-15-30%
Replay UsageN/A>30% incidents resolved via replay/diagnostics

Rollout Plan

1-4

Discovery + Design

Event taxonomy design; retention/cost analysis; pilot platform workshops

5-10

Build MVP

Events v2 for onboarding + Events API + replay + diagnostics + 1 scenario

11-16

Pilot

One net-new integration, one high-volume tenant, one complex onboarding (paired with OCE)

17-20

Beta + Expansion

Extend to transfers/payouts, add scenarios, diagnostics improvements

21-24

GA

Stable and widely available; full domain coverage

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